Insurance That Actually Pays.
No Questions Asked.
Parametric insurance with automatic, instant payouts based on verifiable data triggers. No paperwork, no adjusters, no delays - just pure protection.
Automatic Claims Dashboard
LIVE DEMOProtection that pays—without the fight
SecureHealth Insurance is redefining insurance with smart contracts and objective triggers. Unlike traditional insurance that often involves lengthy claims processes and subjective adjustments, our parametric insurance automatically executes payments when predefined conditions are met.
How Our Parametric Insurance Works
1. Clear Conditions
We define specific, measurable triggers in plain language that determine when payments are made.
2. Verified Data
Independent oracles provide tamper-proof data to verify when trigger conditions have been met.
3. Instant Payout
When conditions are met, payment is automatically processed without requiring claims forms or adjusters.
Why Trust SecureHealth Insurance?
We've built our entire business model on verifiable promises that are cryptographically secured and publicly auditable. Unlike traditional insurers who profit from denying claims, we stake our reputation and financial capital on every policy we issue.
Our Verified Promises
Each promise below has specific measurement criteria and real consequences if broken. We've staked our company's reputation and financial assets on these commitments.
How Our Promise System Works
Agency ProtocolUnlike traditional insurance where fine print and technicalities can void coverage, our Agency Protocol system makes every promise verifiable and enforceable. Here's how:
1. Stake
We put financial assets in escrow for each promise, which we forfeit if we break our word.
2. Merit
Our domain-specific reputation scores track our performance history across different promise types.
3. Verification
Independent validators assess promise fulfillment using cryptographic evidence.
SecureHealth Insurance Promises
24-Hour Automatic Payout
99% FulfilledAll verified parametric claims will be processed and paid within 24 hours.
Transparent Trigger Data
100% FulfilledAll data sources used for claim triggers will be publicly verifiable and published in real-time.
No Hidden Exclusions
98% FulfilledAll policy terms are written in plain language with no hidden exclusions.
Coverage Options
Parametric Health Coverage
Instant payouts based on objective medical diagnoses and treatment codes.
- Automatic payment within 24 hours of verified diagnosis
- No subjective claim assessments or paperwork delays
- Transparent coverage triggers spelled out in plain language
- Works alongside traditional health insurance for additional protection
Company Information
Founded
5 years ago
Capital Reserves
$2.8 Billion
Licenses & Certifications
- State Insurance Commissioner Approved
- National Association of Insurance Commissioners Certified
- Smart Contract Insurance Certification
Key Partners
- Global Reinsurance Group
- Major Health Systems
- Weather Data Providers
- Agency Protocol Network
Customer Reviews
"Had hurricane damage and received payment before traditional insurance even sent an adjuster. Amazing service!"
"The hospital stay coverage paid out instantly when my diagnosis was confirmed. No paperwork needed."
"Clean and straightforward coverage. The only reason it's not 5 stars is that the premium was higher than expected."
Frequently Asked Questions
Everything you need to know about parametric insurance and how it differs from traditional coverage.
How is parametric insurance different from traditional insurance?
Traditional insurance requires you to submit a claim, document damages, and wait for an adjuster to approve payment. Parametric insurance automatically pays a fixed amount when a predefined event occurs, regardless of actual damages. This means faster payments without paperwork.
What if my actual losses are more than the payout?
Parametric insurance is designed to complement, not replace, traditional insurance. You can choose your coverage amount based on your needs and budget. Many customers use it alongside traditional policies for comprehensive protection or to cover deductibles.
How do you verify that trigger conditions have been met?
We use a network of independent oracles (data providers) that supply verified, tamper-proof data. For weather events, this includes government weather stations, satellite data, and IoT sensors. For medical coverage, we use healthcare diagnosis codes and authenticated provider records.
Can I customize my trigger conditions?
Yes! Our platform allows customizable trigger parameters for each coverage type. For example, with weather protection, you can select the wind speed threshold that activates your payout based on your location's specific risks and your risk tolerance.
What happens if there's a dispute about whether conditions were met?
Disputes are extremely rare (less than 1%) because we use multiple independent data sources. If a dispute occurs, our validator network reviews all evidence, and we have a transparent arbitration process with a network of independent assessors who stake their own reputation on fair judgments.
Are there any exclusions or conditions that could void my coverage?
Unlike traditional insurance with pages of exclusions, our parametric policies have minimal conditions. The primary requirement is that you've paid your premium. Coverage is automatically active during the entire policy period with no hidden clauses that could void protection.
Experience Insurance That Actually Works
Join over 280,000 customers who've switched to protection that pays automatically when you need it most.